Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Business Systems Architect translates business strategy, operating models, processes, data needs, market requirements, and regulatory obligations into business and functional systems architectures that enable business outcomes while maximizing platform reuse and minimizing complexity and operational risk. The role defines capabilities, end-to-end process and system views, functional requirements, solution options, and traceability frameworks for market expansion and regional initiatives. It partners with Enterprise, Solution, Data, Integration, Security, and Infrastructure Architects—who retain accountability for detailed technical design and approval—to maintain architecture continuity from discovery through implementation and stabilization.

HOW YOU WILL MAKE AN IMPACT

1. Business Systems Architecture & Capability Design: Lead the development of end-to-end business and functional systems architectures that connect business strategy, capabilities, value streams, processes, information needs, applications, integrations, controls, and organizational ownership. Translate company goals, customer and dealer needs, operating-model requirements, and market constraints into current- and target-state capability models, process and system landscapes, functional interaction views, and transition roadmaps. Define what business capabilities and functional outcomes systems must support, identify opportunities to leverage or extend existing platforms. Partner with technical architects to determine how those outcomes are implemented.

2. Functional Requirements, Traceability & Impact Assessment: Partner with business and technology stakeholders to translate business objectives into architecture principles, functional requirements, business rules, information and integration needs, control requirements, nonfunctional business expectations, and acceptance outcomes. Establish traceability from business objectives and capabilities through processes, requirements, affected systems, data, controls, and implementation outcomes. Perform fit-gap, dependency, complexity, readiness, and change-impact assessments to identify process, configuration, integration, data, vendor, platform, and organizational changes. Collaborate with technical architects and delivery teams, to incorporate these into technical specifications, solution designs, and engineering decisions.

3. Market Expansion & Regional Business Systems Blueprint: Develop reusable market-readiness frameworks, business capability models, functional reference patterns, decision criteria, and localization approaches covering origination, credit, contracting, funding, servicing, payments, collections, accounting, reporting, dealer integration, customer communications, and regulatory requirements. Assess which enterprise capabilities and platforms can be reused, configured, extended, or localized; document business architecture decisions, tradeoffs, assumptions, dependencies, risks, and phased options; and partner with Enterprise and Solution Architects to ensure technical designs conform to enterprise standards and approved technology roadmaps.

4. Business Architecture Governance & Delivery Enablement: Govern alignment of delivered capabilities to approved business outcomes, functional architecture, requirements, and documented decisions. Maintain architecture continuity across discovery, planning, implementation, testing, and stabilization; support prioritization, sequencing, and change control; and validate that business capabilities, processes, controls, and acceptance outcomes are addressed. Partner with Enterprise and technical architects for technical conformance and design approval.  Partner with Product, Project, Program, and Technical Delivery leaders on delivery planning, execution, resources, schedule, and implementation quality.

5. Stakeholder Leadership & Architecture Knowledge Management: Communicate business systems architecture recommendations, functional solution options, dependencies, risks, and tradeoffs to technical, non-technical, and executive stakeholders. Facilitate cross-functional decisions across business functions, Digital, regional stakeholders, OEM, distributor and dealer partners, third-party providers, and architecture teams. Maintain capability models, process and system views, functional blueprints, decision records, traceability artifacts, assumptions, risks, and lessons learned to promote consistency and reuse. Provide business systems architecture guidance and mentorship to analysts and project teams.

Qualifications

WHAT YOU WILL BRING TO THE ROLE:

• Minimum 8 years of progressively responsible experience in business systems architecture, business or solution architecture, business systems analysis, product/platform delivery, technology consulting, or enterprise transformation, including at least 3 years leading complex cross-functional architecture or transformation initiatives.
• Required experience in captive automotive finance or a closely related auto-lending environment, with end-to-end knowledge of dealer and customer journeys across application intake, credit decisioning, pricing, contracting, funding, servicing, payments, collections, accounting, and regulatory reporting.
• Demonstrated experience translating business strategy, operating models, processes, data needs, controls, and market requirements into capability models, functional requirements, integrated system views, solution options, and phased transition roadmaps.
• Experience supporting new-market entry, regional rollout, product launch, legal-entity setup, or multi-jurisdiction implementation, including fit-gap, localization, dependency, readiness, and change-impact assessments, is strongly preferred.
• Experience partnering across application, integration, data, cybersecurity, infrastructure, risk, compliance, finance, operations, vendor, and project/program teams from discovery through implementation and stabilization.
• Management consulting, architecture consulting, or large-scale enterprise transformation experience, including executive decision support and architecture governance, is preferred.
• Bachelor's degree in Information Systems, Computer Science, Engineering, Business Administration, Finance, or a related field.
• Master's degree preferred.
• Relevant certifications such as TOGAF, Certified Business Analysis Professional (CBAP), Project Management Professional (PMP), SAFe or equivalent analysis or delivery credentials are preferred.
• Advanced knowledge of captive auto-finance capabilities, processes, customer and dealer journeys, and the relationships among origination, servicing, payments, collections, finance, risk, compliance, reporting, and data.
• Ability to connect strategy, capabilities, value streams, processes, policies, information needs, applications, integrations, vendors, controls, and organizational ownership into coherent current- and target-state views.
• Strong functional architecture and systems-thinking skills, with sufficient technical depth to collaborate with architects and engineers on APIs, integrations, data flows, identity, environments, security, scalability, resiliency, and operational support.
• Ability to lead ambiguous discovery, structure complex problems, define functional requirements and acceptance outcomes, assess impacts and dependencies, and present practical options with clear assumptions, risks, and tradeoffs.
• Strong facilitation, executive communication, presentation, negotiation, documentation, decision-making, and stakeholder-management skills across technical and non-technical audiences.
• Ability to influence without direct authority, establish architecture continuity and traceability, work across organizational and geographic boundaries, and balance enterprise standards with regional or local-market requirements.
• Knowledge of lending/origination, CRM and dealer platforms, decision engines, document management, payment platforms, servicing systems, ERP/accounting platforms, data and reporting solutions, and third-party financial-services integrations is highly desirable.
• Ability to manage multiple priorities independently, maintain reusable architecture and decision artifacts, guide analysts and project teams, and travel occasionally for workshops, vendor sessions, or market-readiness activities.

WE TAKE CARE OF OUR PEOPLE:

• At HCA, our people drive our success
• That's why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing-at work and beyond

Benefits Highlights:

• Hybrid flexibility - 4 days in office, 1 day remote
• Vehicle perks - monthly vehicle allowance plus purchase and lease discounts
• Comprehensive health coverage - medical, dental, and vision plans
• Employer-funded HSA contributions to help reduce healthcare costs
• 401(k) with company match and immediate vesting from day one
• 100% company-paid life and disability insurance
• Wellbeing benefits including fitness and health resources
• Leadership programs and career development that support continuous learning
• Paid Volunteer Time Off and a company charitable donation in your honor

Because great benefits help you thrive-personally and professionally.:

WHAT HAPPENS NEXT:

• Express your interest by submitting an application
• Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description
• For more information on our culture, visit our careers page

OTHER DETAILS:

• Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace-because we believe diversity builds stronger teams
• We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law
• Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws

Work for Warriors is a no-cost employment program of the California Military Department for Service Members, Veterans, and military family members. The Veteran Staffing Consultant for Hyundai Capital America & Careers is Chuck Callahan.