Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Commercial Mobility Risk Associate supports risk analytics and reporting related to the Commercial Vehicle Finance, Equipment, Truck, Trailer and other Mobility portfolios. This role is responsible for data gathering and reporting, and portfolio maintenance. In addition, this role will support reporting on losses & exposure and provide support for risk management.

HOW YOU WILL MAKE AN IMPACT

     1. Data Collection and Analytics

• Gather, analyze, and report the accurate and summarize information in support of department or unit policies, administration and regulatory requirements.

• Prepare and maintain reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee.

• Support portfolio risk scorecards for Commercial Vehicle Finance, commercial truck and trailer financing and other Mobility lending products, and financial reporting.

• Support of New Market Introductions and New Product Introductions by completing market/product research in support of Mobility products.

• Maintain monthly pre-approval lists in support of Mobility products.

• Support monitoring of scorecard performance and other key indicators for the Commercial Vehicle, equipment, Truck, Trailer Financing and Mobility portfolio.

• Research auto industry and data impacting credit risk including but not limited to economic trends forecasts, commercial real estate markets.

• Mobility specific risks, competitor products and commercial vehicle financing areas.

• Support reporting to meet the needs of the Mobility business.

2. Monthly and Quarterly Loss Forecast Reporting

• Generate and validate Mobility Portfolio data in support of loss forecasting in compliance with accounting guidelines and audit support.

• Support monthly and quarterly forecast reporting for Mobility portfolios.

3. Projects

• Support management with department projects including new product introductions.

• Support stakeholders with periodic and ad-hoc reporting including field sales data requests, FP&A and Mobility.

Qualifications

WHAT YOU WILL BRING TO THE ROLE:

• Minimum 4-6 years related experience in quantitative analysis in an automotive captive, banking or consulting environment.
• Experience with Python, SAS or SQL for product development and pricing, financial reporting, originations and portfolio management, and tracking and monitoring key risk indicators.
• Commercial lending and commercial vehicle finance experience is preferred. Bachelor's Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related quantitative experience.
• Proficient skills in Python, SAS, or SQL.
• Proven analytical skills.
• Strong Microsoft Office Suite skills including Excel, Word, PowerPoint.
• Ability to work on multiple projects and attention to details and timeline.
• Strong verbal and written communication skills and ability to explain complex data analysis.

WE TAKE CARE OF OUR PEOPLE:

• At HCA, our people drive our success
• That's why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing-at work and beyond

Benefits Highlights:

• Hybrid flexibility - 4 days in office, 1 day remote
• Vehicle perks - monthly vehicle allowance plus purchase and lease discounts
• Comprehensive health coverage - medical, dental, and vision plans
• Employer-funded HSA contributions to help reduce healthcare costs
• 401(k) with company match and immediate vesting from day one
• 100% company-paid life and disability insurance
• Wellbeing benefits including fitness and health resources
• Leadership programs and career development that support continuous learning
• Paid Volunteer Time Off and a company charitable donation in your honor

Because great benefits help you thrive-personally and professionally.:

WHAT HAPPENS NEXT:

• Express your interest by submitting an application
• Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description
• For more information on our culture, visit our careers page

OTHER DETAILS:

• Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace-because we believe diversity builds stronger teams
• We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law
• Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws

Work for Warriors is a no-cost employment program of the California Military Department for Service Members, Veterans, and military family members. The Veteran Staffing Consultant for Hyundai Capital America & Careers is Chuck Callahan.